Your Digital Mortgage

Secure Application:

100% Secure, 256-bit encryption

Easy to Complete

The Fastest Way to Get Started

Find the Loan that Works for you:

Low Monthly Payment

Low Interest Rates

Purchase or Refinance

$150 million

In Loans Funded to Date


Customer Satisfaction Rate


Average Loan Approval Period


Today's Rates:


*Advertised rates assume (a) loan amount below the conforming limit, (b) rate and term refinance, and (c) a credit score of 720+. No impounds included. Add-ons to rate or cost may vary outside of these parameters. Emac Financial is an Equal Housing Lender and conforms to the laws and regulations set forth by regulating agencies.

Welcome to our website.

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

What is Digital Mortgage?

Save time with our fast, easy process